Your processor has never filed a return. We have.
Saberpay is payment processing built for tax and accounting offices. Transparent interchange-plus pricing, a point of sale that starts at $0, and a real bilingual team that picks up the phone.
No signup to run the numbers. Send a statement and we will confirm the difference against your own.
A tax office's year
Filing season
- Jan (filing season)
- Feb (filing season)
- Mar (filing season)
- Apr (filing season)
- May
- Jun
- Jul
- Aug
- Sep
- Oct
- Nov
- Dec
Four of them carry the year. In those ten weeks you run more card volume than most businesses do in twelve months, and a percentage markup takes its biggest bite exactly when your cash flow is tightest.
Interchange + 0.80% + $0.20
The same rate in April as in August. No tiers to age out of, no repricing when the volume arrives.
Savings calculator
See what you'd keep this season.
Enter last season's card volume and your current provider. We'll estimate the difference, then confirm it exactly from your statements. No signup needed.
Rates are editable. Adjust them to match your statement exactly.
You pay now
$912.50 /mo
effective rate 3.65%
Saberpay (estimated)
$863.70 /mo
est. effective rate 3.45%
Saberpay figures are estimated from a typical card mix for your business type. Interchange is a wholesale floor every processor pays; we add interchange + 0.80% + $0.20 ($25/mo account fee). Your exact rate comes from a 2-minute statement analysis. Get your exact savings.
Latino Tax Pro network
built by tax pros
English or Spanish
real bilingual support
Interchange + 0.80%
transparent, not blended
Next-day funding
batch by 10pm local
The problem
Your card reader sits idle for nine months. Then it gets slammed.
A tax office does not run steady volume all year. The wrong processor costs you most in the ten weeks you can least afford the downtime.
A trickle, then a flood
You run light volume most of the year. Then January through April you process more card payments in ten weeks than most businesses do in twelve months.
Fees balloon in season
The percentage that looks small on a quiet month quietly compounds across season volume, exactly when cash flow matters most.
Downtime you cannot afford
If something breaks at the counter on April 12th, you cannot sit on hold with a processor that has never heard the words refund transfer.
A 2.9% + $0.30 rate on a $400 return costs you $11.90. Run 600 returns by April and you have handed your processor over $7,000, right when cash flow matters most.
How it works
Switch in three steps
Send us a recent statement
We will show your real effective rate and what you would save on season volume.
Switch in days, even mid-season
Keep your hardware or use ours. No rip and replace, no downtime at the counter.
Keep more of every return
Interchange + 0.80% + $0.20 from day one, with reporting that shows exactly what you saved.
Why tax offices choose Saberpay
Built for the season
Built for how tax offices actually run
We came up through Latino Tax Pro. We know the season, the software, the refund-transfer flows, and the margins. Most processors just know your account number.
Real support, in English or Spanish
Call Saberpay and a person picks up. Bilingual, and trained on how tax and accounting businesses work. No phone tree, no chatbot, no callback that never comes.
A markup that survives your busy season
You pay the real interchange plus a flat 0.80% + $0.20, the same markup in April as in August. No blended rate hiding a bigger cut, no volume tiers that change the math when your season hits.
No rip-and-replace
Keep your existing setup or switch fully, even mid-season. Most offices are live in days, with no downtime at the counter.
Keep your stack
Keep the software you already use
Already running QuickBooks, a CRM, or another tool to manage your office? You do not have to rip it out to lower your rate. We fit into what you have.
Configure it directly
If the software you already use supports our processor, we set up your Saberpay merchant account inside it and payments route to us. No development, no new tools to learn. GoHighLevel, for example, connects through Authorize.net.
Connect through our API
If your software offers integrations, we connect it straight to Saberpay's payment infrastructure so your transactions process through us behind the scenes.
Or move to a SoftPoint tool
If a clean swap makes more sense, SoftPoint has comparable products that can replace what you run today, from point of sale to QR-code ordering.
Already on a point of sale? We integrate with a wide range of systems, including Micros 3700, NCR Aloha, POSitouch, Brink POS, Squirrel, Agilysys, and more, so you can keep the setup your front desk already knows.
Pricing
Transparent interchange-plus. Pick your POS.
Transparent interchange-plus, whether you run one office or fifteen: interchange + 0.80% + $0.20, plus $25/month. Pick the POS that fits your practice.
Up to 2 terminals
- Standalone payments
- Tap to Phone
- Transaction reporting
- 24/7/365 support
Up to 15 terminals
Everything in Free, plus:
- Integrate to external POS
- Integrate to external processor
- Employee management
- Saberpay online menu page
Up to 15 terminals
Everything in Lite, plus:
- Table management
- Commission-free online ordering
- QR order & pay
- Multi-location dashboard
- Advanced reporting
- Timekeeping
- Review management
Multi-location ops
Everything in Full POS, plus:
- Custom SLAs
- Advanced analytics
- Omnichannel integration
- Gift cards & loyalty
- Enterprise security
- Multi-location menu management
- Third-party integrations
- Dedicated support
Interchange-plus pricing on every plan: interchange + 0.80% + $0.20 (Amex 0.90%, other 0.95%). A $25/month merchant account fee keeps your account active. See terms for keyed-in and international exceptions.
The comparison
How Saberpay compares
Every processor pays the same wholesale interchange. The flat-rate processors most merchants use bake a large markup into one blended number. We show the interchange and add just 0.80% + $0.20, which usually lands below their blended rate.
| Processor | Online | In-person | Monthly / notable fees |
|---|---|---|---|
| Saberpay | Interchange + 0.80% + $0.20 | Interchange + 0.80% + $0.20 | $25/mo account · POS from $0 |
| Stripe | 2.9% + $0.30 | 2.7% + $0.05 | No monthly fee |
| Square | 2.9% + $0.30 | 2.6% + $0.15 | $0 / $49 / $149 plans |
| PayPal | 2.99% + $0.49 | 2.29% + $0.09 | No monthly fee |
| Shopify Payments | 2.9% + $0.30 | 2.6% + $0.10 | $39–$399/mo plan |
| QuickBooks | 2.99% invoiced | 2.5% swiped | Plan-dependent |
| Braintree | 2.59% + $0.49 | Not offered | No monthly fee |
| Amazon Pay | 2.9% + $0.30 | Not offered | No monthly fee |
| Chase (WePay) | 2.9% + $0.25 | Custom | No PCI / cancellation fee |
| Authorize.net | 2.9% + $0.30 | Not offered | $25/mo gateway + $49 setup |
Competitor rates are their published blended flat rates, which already include interchange plus their own markup in one number. Saberpay shows interchange separately and adds only the markup above. Estimated Saberpay effective rate is typically 2.5% to 2.7%, confirmed on your first statement.
Domestic (US) rates, mid-2026. Rates change, so verify against each provider's live pricing page before relying on them.
FAQ
The honest answers
See your season's savings.
The application takes about two minutes. Run last season of volume through the calculator first if you like, and a real person, English or Spanish, is there whenever you are ready to talk.