Terms of Service

Who provides the service

Saberpay is a payment processing program operated by Saber Tech Group. Payment processing services are provided by SoftPoint LLC, running on Fiserv rails. Saberpay is a sub-account program powered by SoftPoint LLC.

Your processing relationship is governed by SoftPoint LLC's standard merchant terms and conditions, which are provided to you on approval. Those terms, not this page, control the processing service itself.

Applications and approval

Submitting an application form on this site constitutes an application for payment processing services. It does not create a processing relationship and does not guarantee approval.

All applications are subject to underwriting review. SoftPoint LLC reserves the right to approve or decline any application at its sole discretion based on its underwriting criteria.

On approval, you receive onboarding instructions at the email address given on the application. Processing is not active until account setup is complete.

Pricing shown on this site

Published rates are interchange + 0.80% + $0.20 for Visa, Mastercard, and Discover, 0.90% for American Express, and 0.95% for other cards, plus a $25 per month merchant account fee. Keyed-in and international transactions carry exceptions, which are set out in your merchant agreement.

Interchange is set by the card networks, changes on their schedule, and is not set by Saberpay. Because your effective rate depends on your own card mix, any figure quoted before we review your statements is an estimate.

Rates and offers on this site are available to qualifying merchants and are subject to change without notice. Nothing here is a binding quote.

The calculator and statement analysis

The savings calculator and the statement analyzer produce estimates for discussion. They model a typical card mix for the business type you select and can differ from your actual statement.

Neither tool is a quote or an offer. Your exact rate is confirmed from your own statements during onboarding.

Competitor rates shown in comparisons are those providers' published rates as of mid-2026. Providers change pricing on their own schedule, so verify against their live pricing pages before relying on a comparison.

Acceptable use of this site

You may not attempt to disrupt this site, access accounts or data that are not yours, or use automated systems to submit forms or scrape content in a way that degrades the service for others.

Content on this site belongs to Saber Tech Group unless stated otherwise. Card network, acquirer, and third-party product names appear to describe the rails our service runs on or to make factual comparisons, and do not imply any endorsement or affiliation.

Contact

Questions about these terms can go to sales@saberpay.io, and we will point you to the right place.